Answering Common SR 22 Insurance Questions
There are many different types of auto insurance policies, and this can lead to consumers feeling confused and overwhelmed when they are making decisions about their auto insurance coverage. This can be particularly true concerning SR-22 auto insurance plans as most drivers will not have much experience with these policies.
Will You Always Have To Carry SR-22 Auto Insurance?
Once a person has been ordered by the courts to carry an SR-22 auto insurance policy, they might assume that they will have to carry this type of coverage forever. Luckily, drivers are typically only ordered to carry this type of insurance policy for a reasonably short period of time. After the proceedings are completed, the court will issue an order that lifts the requirement for the driver to carry this type of insurance, which will allow them to return to shopping for more traditional auto insurance plans. Making sure to comply with all of the conditions that are imposed by the judge will help to minimize the amount of time that you must carry this particular style of insurance plan.
What Happens If A Driver That Is Ordered To Carry SR-22 Insurance Fails To Comply?
SR-22 insurance policies are typically more expensive than comparable amounts of insurance coverage. This is due to the fact that drivers being ordered to carry this type of insurance will typically be very high-risk individuals for the insurance to cover. Unfortunately, this can lead to some people assuming that they can simply avoid carrying this type of insurance without consequence. However, individuals that lack the coverage offered by an SR-22 plans will be exposing themselves to a high risk of being fined, permanently losing their license and even jailed.
Will SR-22 Insurance Still Offer Sufficient Protection?
The amount of auto insurance coverage that you carry will play a direct role in determining the protection that you enjoy during an accident. Some people might think that having to carry an SR-22 policy will prevent them from being able to protect themselves due to limits on the coverage amounts for these policies. However, an SR-22 policy can offer individuals just as much protection as a traditional policy. Typically, the primary difference will be in the fact that the driver must pay for this coverage upfront, and the status of the insurance policy will be reported to the courts so that they can confirm compliance with the requirement to have this insurance.
For more information, contact SR-22 insurance services.
