Anytime You Move, Get A New Auto Insurance Quote
We are a nation of people that are always on the move. In fact, it is estimated that 15% of the population of America relocates or moves each year. That may not seem like a lot, however, if you do the math, that is over 40 million people. These folks move for a variety of reasons and to different locales which could include changing cities, counties or states. Additionally, when making a location change and moving out of state, there are a number of additional smaller changes that need to take place resulting from that decision to move.
Changes
If children are involved there is the issue of changing schools, change in medical coverage, change in residences, etc. Another critical change that needs to occur is a change in personal auto insurance coverage. First of all, it is usually required by state statute due to different insurance laws and automobile insurance requirements. Also, insurance licenses for individual insurance companies generally do not carry legal certification across state lines. Finally, it is simply a good idea because rates differ from different locale to locale.
Precautions
Before making the change to a different insurance provider, it is important to take into account a few precautions. The first caution is not to be in a hurry. It is estimated that moving places significant stress on those moving. It is important that one does not add to their stress level by placing pressure on themselves to get auto insurance right away. Also, don't cancel the current auto insurance immediately, but take advantage of the grace period provided by the new state given for registering the vehicle. Besides if one cancels their personal auto insurance they will be driving illegally and leave themselves open to a variety of possible legal and financial pitfalls.
How to Shop
By taking advantage of the grace period, this allows one to shop for an auto insurance plan that best suits the needs of the family. When shopping for auto insurance start with the current provider and ask them for referrals and recommendations. Another great tool is to conduct comparison shopping on the Internet. When comparing plans side by side, it is important to not only pay attention to the monthly premium cost but search the potential auto insurance company's customer reviews and record of satisfaction. Finally, ask the new neighbors and new co-workers about auto insurance and receive recommendations.
